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'We very much hope to bring a similar initiative to the UK in the near future,' he said.'The UK is a bit further ahead than the US in terms of contactless use and cashlessness, so the initiative may look different but watch this space.' But James Daley, director of consumer group Fairer Finance, accused Visa of 'bribing companies to stop using cash more quickly' to make more money. Its chairman, Mike Cherry, said: 'The vast majority of our members recognise the importance of offering cashless payment options.

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But consumer groups warned last night that it would put millions of elderly people and others who rely on cash and cheques at a huge disadvantage.

If the item arrives in good condition and you refuse delivery, you will not be able to use COD payment in the future.

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